Commerce – Unit 1: Business Environment & International Business
NOTES
1) Business Environment – Elements
- Economic: systems (capitalist/mixed), fiscal & monetary policy, inflation, interest, GDP.
- Political & Legal: role of government, regulation/deregulation, Consumer Protection Act, FEMA, CSR.
- Socio-cultural: demographics, education, values, tech adoption.
2) International Business – Scope
- Drivers: market seeking, resource seeking, efficiency & strategic assets.
- Entry modes: export, licensing, franchising, JV, wholly-owned subsidiary.
3) Trade Theories & Policy
- Absolute & Comparative Advantage; Heckscher-Ohlin (factor endowments).
- Tariffs vs. Non-tariff barriers (quotas, standards, subsidies).
- India’s trade policy: export promotion, FTAs, SEZs.
4) FDI & FPI
- FDI = lasting control (≥10% equity, management influence); FPI = portfolio stakes without control.
- Host/Home benefits: capital, tech, jobs vs. profit repatriation, crowding-out concerns.
5) Balance of Payments (BOP)
- Current account (goods/services/income/transfers) & Capital/Financial account.
- Deficit financing: reserves use, exchange rate, capital inflows.
6) Regional Integration
- Levels: FTA → Customs Union → Common Market → Economic Union → Political Union.
- Examples: EU, ASEAN, SAARC, NAFTA/USMCA.
7) Institutions & WTO
- IMF (stability & BoP support), World Bank (development lending), UNCTAD (trade & development).
- WTO: MFN, National Treatment; Agreements—GATT, GATS, TRIPS, AoA; Dispute Settlement.
MCQs – 24 Questions
1) Which policy primarily targets inflation control in the short run?
- Fiscal policy
- Monetary policy
- Industrial policy
- Trade policy
Answer: B. Interest rate & liquidity tools.
2) FEMA in India mainly governs:
- Competition law
- Foreign exchange transactions
- Insolvency resolution
- Consumer protection
Answer: B.
3) A non-tariff barrier example is:
- Ad-valorem duty
- Quota
- Countervailing duty
- Export tax
Answer: B.
4) Comparative advantage arises due to:
- Absolute productivity only
- Relative opportunity costs
- Monopoly power
- Price controls
Answer: B.
5) FDI vs. FPI—FDI typically implies:
- Short-term speculative holding
- Control/management influence
- No technology transfer
- Government ownership only
Answer: B.
6) In BOP, remittances from abroad appear in:
- Capital account
- Errors & omissions
- Current account—transfers
- Financial derivatives
Answer: C.
7) Which is a feature of a Customs Union?
- Common currency
- Common external tariff
- Free movement of labour & capital
- Political integration
Answer: B.
8) “MFN” under WTO means:
- Preferential duty for neighbours
- Grant the best tariff to one partner
- Treat all members no worse than the best treated
- Ban on tariffs
Answer: C.
9) Under GATS, commitments relate to:
- Goods only
- Services sectors & modes of supply
- IPR protection
- Agriculture only
Answer: B.
10) A rise in policy rates by the central bank tends to:
- Increase money supply
- Reduce credit growth
- Raise fiscal deficit
- Lower exchange rate volatility
Answer: B.
11) EOUs/SEZs are instruments mainly for:
- Import substitution
- Export promotion
- Price controls
- Capital account convertibility
Answer: B.
12) The Heckscher-Ohlin model explains trade via:
- Scale economies alone
- Factor endowment differences
- Exchange rate movements
- Cartel behaviour
Answer: B.
13) Which is not a mode of FDI entry?
- Wholly-owned subsidiary
- Greenfield investment
- Licensing without equity
- Joint venture
Answer: C. Pure licensing is non-equity.
14) A persistent current-account deficit may be financed by:
- Export receipts
- FDI/FPI inflows or reserve drawdown
- Tariff hikes only
- Budget surplus
Answer: B.
15) CSR legally applies in India above thresholds per:
- FEMA
- Companies Act, 2013
- SEBI Takeover Code
- Competition Act
Answer: B.
16) TRIPS mainly covers:
- Agricultural subsidies
- Intellectual property rights
- Services trade
- Balance of payments safeguards
Answer: B.
17) Devaluation (fixed regime) typically:
- Makes exports cheaper
- Makes imports cheaper
- Reduces competitiveness
- Raises domestic interest rates directly
Answer: A.
18) The World Bank’s IBRD focuses on:
- Short-term balance support
- Long-term development loans
- Exchange rate surveillance
- Global food aid
Answer: B.
19) National Treatment in WTO requires:
- Foreign goods taxed higher
- Foreign and domestic like products treated equally post-entry
- Quota free trade
- Zero tariffs
Answer: B.
20) Trade creation is most likely after forming a(n):
- Free Trade Area
- Autarky
- Import substitution club
- None of these
Answer: A.
21) A sovereign wealth fund buying minority stakes abroad is:
- FDI
- FPI
- ODA
- OFDI
Answer: B. Portfolio investment.
22) Under GATT, agriculture is addressed via:
- AoA
- TRIMS
- GATS
- TRIPS
Answer: A. Agreement on Agriculture.
23) UNCTAD’s core mandate is:
- Monetary policy
- Trade & development, investment, technology issues
- Global policing
- Bank regulation
Answer: B.
24) Which is not a non-tariff measure?
- Sanitary/phyto-sanitary standard
- Technical regulation
- Specific customs duty
- Voluntary export restraint
Answer: C. A tariff, not NTM.
Key (1–24): B,B,B,B,B,C,B,C,B,B,B,B,C,B,B,B,A,B,B,A,B,A,B,C